GAB | About Us

The Ghana Association of Banks (GAB) is the country’s mouthpiece and advocacy lead for the universal banking sector, currently representing the interests of 25 member institutions (including the ARB APEX Bank, which represents all Rural Banks). It is a not-for-profit organisation that was formed to protect the interest and aspirations of its members; and to provide a platform for bank-to-bank networking among members.

At inception on May 29, 1980, there were seven universal banks in Ghana serving a population of approximately twelve million; our member banks have increased in number (currently at 25) mostly arising as a consequence of the economic liberalisation of the country in the late eighties; and partly in line with the economic expansion and population growth of the country.

GAB supports and promotes policies and initiatives that balance the interest of member banks; customer population; and wider stakeholder targets. The Association acts as the connecting rod between its members and the industry regulator; the media, law and policy makers; Civil Society Organisations; other business organisations/associations and the wider community; and promotes good and continues business relationship among members. GAB also proposes and highlights programmes, initiatives and emerging best practices to member institutions; facilitates better understanding of developments in the country; and beyond our borders.

Working with similar global bodies, GAB’s work is underpinned by three core priorities:

Championing and shaping the interest of the industry;
Helping customers; and promoting growth, including supporting Ghana’s initiative as the financial gateway to the West African Sub-Region.

Our Vision

GAB aspires to become the leading advocacy and network group utilising our unparalleled combination of quality, reach, high standards, openness, collaborative and innovative culture to create a forward moving platform for our member institutions; and other stakeholders. As a national association of universal banks, GAB would progressively work towards being the most influential financial institution body in Africa and beyond.

Our Mission

GAB’s mission is to support the banking industry in developing best practices and standards; by advocating regulatory, financial and economic policies and reforms that are in the broad interest of its members; and foster stability in the financial services industry, thereby ultimately engendering national economic growth and prosperity. We aim to be the sole voice of banks in Ghana; deploying unified voice for universal banks in the country in the areas of legislations, economic and fiscal discussions, market conduct, financial stability, media interaction and community development initiatives.

Our Values

As a representative body of an industry that builds on trust, our core values hold supreme and true to our ‘Trust’ foundation. As a consequence, our corporate values are a balancing act of Fairness, Responsiveness, Integrity, Sustainability and Confidentiality (FRISC).