Stay safe online and protect ourselves from bad guys who want to steal our money and personal info.
One way they do this is through “phishing.” They send emails that look real, like from banks or companies, to trick us into giving them our usernames, passwords, credit card details, or even One Time Passwords (OTPs) sent to our phones. So, be careful when clicking links in emails from unknown sources!
Another sneaky tactic is “malware.” It’s harmful software that can infect our devices when we click on suspicious links or download stuff from fake websites. This malware can steal our banking details, making it important to have good antivirus software.
There’s also something called “SIM swaps.” Bad guys can take control of our phone numbers, receiving our bank messages. They might use this info to access our accounts and transfer money without permission.
Here are some tips to keep safe:
Have good antivirus software on your devices to protect against malware.
Avoid using public or unfamiliar computers for banking.
Be cautious with WiFi hotspots; use secure networks for banking.
Watch out for spam emails or messages that may carry malware.
Don’t trust free anti-virus software; it could be fake and harmful.
Avoid using unknown USB drives on your devices.
Memorize your PINs and passwords; don’t share them with anyone.
Change your PIN and passwords regularly and make them hard to guess.
Register for your bank’s cell phone notification service to stay updated on transactions.
Be careful with links in emails or texts; don’t click if unsure.
Always log off after banking and keep your PC secure from others.
Install a firewall on your computer for extra protection.
Avoid sharing personal info through emails.
Keep your devices’ software up-to-date for better securit