currently representing the interests of 25 member institutions (including the ARB APEX Bank, which represents all Rural Banks). It is a not-for-profit organisation that was formed to protect the interest and aspirations of its members and to provide a platform for bank-to-bank networking among members.

At inception on May 29, 1980, there were seven universal banks in Ghana serving a population of approximately twelve million; our member banks have increased in number (currently at 25) mostly arising.